22 Jan
Posted by Debora Watt as Repair Credit Score
Bad Credit Repair secrets help Pam Wall of North Carolina explode her credit scores 140 points without one word from credit repair “expert.”
Pam Wall desperately wanted to improve her credit.
To get my help, Pam fired off a real letter to me asking for my help. Unbeknown to Pam, her credit issues stemmed from three common AND deadly credit score killers. Check out Pam’s letter below (of course, I’ve blocked off personal information):
HOW USPS ABANDONS PAM WALL OF NORTH CAROLINA
Before I go further sharing Pam’s SUCCESS, I first want you to know I did NOT get a chance to help Pam.
You see, the Post Office failed Pam and me.
I did NOT receive Pam’s letter until November 2, 2009…20 MONTHS later!
Un-friggin-believable, isn’t it?
On November 4, 2009, my office called me at a sales boot camp I was attending out of town. Without hesitati
Whether you’re feeling the pinch or you just like to cut back where you can, I challenge you to try at least 3 of these money-saving ideas right now:
1. Get your coupon on. If you’ve never cut out a coupon in your life, this is your chance to see what they can save you. 2. Turn down the heat. No need to make it arctic; each degree you lower the thermostat will help. 3. DIY housecleaners. You’ll find cheap and easy recipes here. 4. Freecycle. It’s a great way to get stuff that you need. 5. Switch light bulbs. You’re not still going the old-fashioned route are you? Fluorescent bulbs use less energy and last longer. 6. Go generic.
It’s time to prepare for the onslaught of paperwork that is tax season. Late January means that you and your parents should start receiving tax forms soon. To fight off the flurry of W-2s, 1099s and whatever else the IRS has dreamed up, buy manila folders and label them “2010 taxes,” “2009 taxes,” etc. While you’re at it, you may as well create and fill a folder called “student loans” if you have any. Sort your stacks of paper into those buckets and stick new tax mail into the 2010 folder.
Here are some other tips so you can file faster and easier:
• Check with parents. If they are filing for you, you should know that soon. They and their accountant will appreciate your organized folder. • Get a s
17 Jan
Posted by Debora Watt as Repair Credit Score
Bad credit repair ebook sellers, credit (dis)repair companies & greedy Internet Marketers conspire to separate you from your money, leaving you with something worse than worthless payment receipts.
Most credit repair offers are complete & utter BS!
PLEASE take 30 seconds to read Mark’s email below. What he says concerns YOU.
Below, you are looking at the exact email I received yesterday from a guy calling himself Mark.
Without doubt, I know Mark is 100% right and 100% wrong at the same time!
Mike,
I’ve been following you for a long time. I like what you’re doing.
I’m working in this space too. You’re teaching and I’m selling. Big diff, bro. I am an aff
In 1956, engineer Bill Fair and mathematician Earl Isaac created a management service that includes consulting and decision-making. An offshoot of this program is the FICO or the Fair Isaac Corporation credit scoring system that identifies the score for your credit rating.
It’s only in 1981 when this credit scoring system started to be used by financial institutions to have an idea about an applicant’s creditworthiness.
Today, credit card issuers refer to an individual’s FICO score before deciding to offer cards. The FICO score is also important for the credit card companies to assess the need for percentage rate changes in the existing accounts of cardholders.
Other stakeholders in an individual’s FICO score include the insurance companies. The arg
If you have fallen into a financial rut, digging yourself out can be challenging. Ideally, you should improve your credit score by paying off outstanding debts and establishing new credit accounts. Sounds easy, right? Wrong. The reality is, you may have difficulty getting approved for new credit with a low score. In a shaky economic climate, lenders are becoming more selective about who they work with, especially when it comes to mortgages. Many lenders require a 20 percent down-payment in order to guarantee a mortgage. However, take a second look before assuming home ownership isnt for you. Whether you are simply looking to improve your credit score or rebuild credit altogether, investing in real estate may be a suitable option. Read more…
Its no surprise that many companies work under the guise of credit repair service in order to swindle money from clients. If you are struggling with bad credit and looking for a way out, the last thing you need is another financial drain. Keep these warning signs in mind before working with a credit repair company.