pFor some people who need to get some loans, there are so many things that they must do to make sure that they would be able to get the loans. The banks have some absolute criteria that the loan applicators must be able to fulfill if they need the loan. One of the most important things is that they need to have the strongcredit score/strong. They must attach the credit score with the strongloan application./strongstrong /strong/p pFor some people who don’t have the loan application, they could get the loan application for free. There are some sites that provide the strongfree credit score online/strong. So, you would be able to get the credit score for free, and you could get the credit score via the internet. You simply don’t have to go anywhere. All Read more…
Curious about how your credit and financial state compares with the rest of the country?
The numbers don’t lie. W Read more…
With daily reports of internet scams and data leaks, protection from identity theft is something that everyone needs to think about. If you have a social security number, then you are burdened with the need to protect it from being compromised.
If someone gains your personal information, they can use it to do all sorts of malicious things that will completely mess up your credit and your finances. Victims of identity theft frequently end up spending months upon months settling all of the problems that arise from having their identity stolen. Sometimes you can even end up owing a great deal of money. So, you should do everything you can to protect yourself.
Even though there’s no way to get total protection from identity theft, you need to realize that identity theft is most often a crime of convenience. Read more…
pIn the last post I gave a brief background regarding my fear of money. I grew up in a house where money problems were not only prevalent they were shared out in the open – all of the time. To a child who was anxious to begin with, having all of the information about our lack of financial stability put me further on edge and shaped my fear of money from a very early age./p pNow that I was a grown-up and had my own family it was time to put the fear aside and start living life with some healthy perspective regarding my finances. I started working with a professional financial planner and the first thing that we did was order free credit reports from each of the credit bureaus. I Read more…
04 Oct
Posted by admin as Repair Credit Score
Need To Fix Bad Credit? BR BRMany people with bad credit have more then likely heard of credit repair but many are unsure what it actually is or how to go about doing it for themselves. Well keep reading because this article will give you a brief overview of what credit repair is and how you can do it yourself. BR BRWhat Is Credit Repair? BR BRCredit repair is a process that involves getting negative items removed from your credit report to help boost your credit scores. But what most people do not realize is that fixing your credit the right way also involves rebuilding your credit using proven methods to quickly add good trade lines to your credit report to replace the bad ones you get removed. BR BRHow Can I Repair My Credit Myself? Read more…
We all receive emails all the time regarding one scam or another; but last week I REALLY DID get scammed! Both VISA and MasterCard told me that this scam is currently being worked throughout the Midwest, with some variance as to the product or amount, and if you are called, just hang up.
My husband was called on Wednesday from “VISA” and I was called in Thursday from “MasterCard”. It worked like this: Person calling says, “This is Carl Patterson and I’m calling from the Security and Fraud department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I’m calling to verify. This would be on your VISA card issued by 5/3 bank. Did you purchase an Anti-Telemarketing Device for $497.99 from a marketing company based in Arizona?”
When you say “No”. Read more…
30 Sep
Posted by admin as Repair Credit Score
There are many people out there who are unaware of what their credit score is or how much it already could be affecting their wallet or could in the future if habits are not changed. Lenders have been using your credit report score in determining whether or not to grant you a loan and to calculate your interest rate for some time now. The loan officer knows what a powerful tool for predicting future behavior the credit score can be and has proved over and over again to be.
Credit scores measure risk through mathematical calculations, using statistical research to view each consumer. FICO, which is the most widely used credit-score formula was created by Fair Isaac. Read more…