04 Oct
Posted by admin as Repair Credit Score
Need To Fix Bad Credit? BR BRMany people with bad credit have more then likely heard of credit repair but many are unsure what it actually is or how to go about doing it for themselves. Well keep reading because this article will give you a brief overview of what credit repair is and how you can do it yourself. BR BRWhat Is Credit Repair? BR BRCredit repair is a process that involves getting negative items removed from your credit report to help boost your credit scores. But what most people do not realize is that fixing your credit the right way also involves rebuilding your credit using proven methods to quickly add good trade lines to your credit report to replace the bad ones you get removed. BR BRHow Can I Repair My Credit Myself? Read more…
We all receive emails all the time regarding one scam or another; but last week I REALLY DID get scammed! Both VISA and MasterCard told me that this scam is currently being worked throughout the Midwest, with some variance as to the product or amount, and if you are called, just hang up.
My husband was called on Wednesday from “VISA” and I was called in Thursday from “MasterCard”. It worked like this: Person calling says, “This is Carl Patterson and I’m calling from the Security and Fraud department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I’m calling to verify. This would be on your VISA card issued by 5/3 bank. Did you purchase an Anti-Telemarketing Device for $497.99 from a marketing company based in Arizona?”
When you say “No”. Read more…
30 Sep
Posted by admin as Repair Credit Score
There are many people out there who are unaware of what their credit score is or how much it already could be affecting their wallet or could in the future if habits are not changed. Lenders have been using your credit report score in determining whether or not to grant you a loan and to calculate your interest rate for some time now. The loan officer knows what a powerful tool for predicting future behavior the credit score can be and has proved over and over again to be.
Credit scores measure risk through mathematical calculations, using statistical research to view each consumer. FICO, which is the most widely used credit-score formula was created by Fair Isaac. Read more…
30 Sep
Posted by admin as Repair Credit Score
Yes You Can Fix Your Own Credit
I need to fix my credit fast! If you have ever been turned down for a loan or even insurance that you needed very badly then you have more then likely uttered these words to yourself. But you are probably very confused and clueless about whats involved in fixing your credit.
How To Repair Your Credit Yourself
the first thing that needs to be done before you can start to improve your credit is find out exactly why your FICO scores are low.
The only way that you can do this is to get a copy of your credit report and review it for errors and negative information that will cause your credit scores to drop.
What am I Looking For Exactly
When looking over your credit report you want to look first for errors. Read more…
How can I correct my credit report, and why is it important to do so? That is the subject of today’s lesson. So let’s jump right in and talk about why it’s important to correct errors you might find on your credit reports.
When you, a car loan, or any other type of financing, the lender is going to review your credit score. In truth, this is only one of many things they will review when considering you for loan. But it’s also one of the most important criteria. is derived from the information contained within your credit reports, and those reports are a reflection of your financial history and habits.
Unfortunately, credit report errors are a fairly common thing. Read more…