Want a Higher Credit Score?

Chances are if you are reading this article then you have low FICO scores are are looking for some fast and easy credit repair secrets to help you boost those scores. If that’s the case keep reading as I am going to cover some basic credit repair tips you can apply to your situation to boost your credit scores fast!

Where Do You Begin?

At the beginning of the repair process you want to add some good positive activity to your credit profile. The best way to do this is to get a co signer to help you secure a small cash loan of around $1000-$2000.

Once you receive the loan put the money into a savings account at the bank where you borrowed the money from and set the loan up for auto payment right from your account. Secured Credit Cards also work very well along with this method for building a solid credit base to build from.

These are two fool proof ways to have good accounts that will always be paid on time, and the interest you pay will be very little compared to the benefits of FICO score boost that they will give you.

What Do I Need To Do Next?

Next you can move onto your credit report, you need to buy copies of your most recent report from the three major reporting bureaus Those would be Trans Union, Equifax and Experian. You can use a tri merge all in one report but these are hard to read.

Once you have the copies of your report look them over carefully for negative accounts and wrong information that will pull your scores down. You will be looking for the following information to dispute and get removed using credit dispute letters and basic credit repair methods.


  • Late Payments


  • Collection Accounts


  • Judgments


  • Bankruptcies and Foreclosures


  • Derogatory Public Records


Once you have discovered these accounts write them down on a list starting with the oldest account first and ending with the newest. Then go through and write a credit dispute letter for the first two accounts on the list and send them into the credit bureaus.

Then What Happens?

Once they get your letters the bureaus will investigate your claims with the lenders and if the lenders cannot or will not verify the information then the item will be removed and your credit scores will increase as a result!

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