The holidays are over, and everyone is settling back into a normal routine. Unfortunately, some people are still suffering the effects of a credit hangover caused by over-indulgence on gifts and New Years Eve celebrations.

According to research firm comScore, U.S. shoppers spent $35.3 billion online between Nov. 1 and Dec. 25. This number is a 15 percent increase over last year and doesnt even account for everyone visiting brick-and-mortar stores. It also doesnt account for everyone engaging in post-holiday shopping. Many people received tablets, e-readers, smartphones, gaming systems and other devices that require additional content. While the Digital Content & Subscriptions retail category averaged 2.8 percent of total e-commerce sales during this 56-day span, it accounted for a whopping 20 percent of sales on Christmas Day. People across the U.S. clearly threw caution to the wind in an attempt to fill up their new devices.

If this scenario sounds familiar, you may have a hangover that no amount of caffeine or cold showers can fix. Regaining control of your credit may seem like an ambitious New Year’s resolution, but it is possible. And it’s a lot easier once you uncover the mess that Billy Bad Score left in the wake of all your holiday revelry. Why live in fear of your credit card bill when you can use sound judgment and have us help you protect and manage your credit better? Checking your credit scores can be a sobering experience, but it’s the first step toward taking charge of your credit again.

When you use FreeScores Power of 3, youll have unlimited access to your three credit scores and reports, including monthly updates, so you can check for fraudulent activity and discrepancies that could make this a not-so-happy New Year. You’ll see the information that lenders see when evaluating your credit worthiness. Youll also receive 24/7 credit monitoring and automatic alerts to help protect you from identity theft and save you from even bigger headaches if someone steals your personal information. There’s even a FreeScore app that allows you to check credit scores and reports on the go!

With these and other services from FreeScore, you can leave the credit hangover behind and focus on having a very happy New Year.

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